Terms and Conditions
Last Updated: October 16, 2025
Effective Date: October 16, 2025
Welcome to Helpful Resources for Seniors. By accessing or using this website, you agree to be bound by these Terms and Conditions. Please read them carefully. If you do not agree with any part of these terms, you should not use this site.
IMPORTANT: These terms contain warranty disclaimers and limitations of liability that may affect your rights.
1. Your Use of the Site
Helpful Resources for Seniors grants you a limited, non-exclusive, non-transferable license to access and use this website for personal, non-commercial purposes only. This license does not include:
- The design, layout, or look-and-feel of the website
- Any right to reproduce, distribute, or create derivative works
- Framing or mirroring any content on another server
- Commercial use without express written permission
All content, trademarks, and intellectual property on this site remain the property of Helpful Resources for Seniors or its licensors.
2. Acceptable Use Policy
You agree not to use this website to:
- Harass, threaten, or harm others
- Post obscene, offensive, or defamatory content
- Distribute viruses, malware, or harmful code
- Attempt to gain unauthorized access to user accounts or systems
- Engage in or promote illegal activities
- Impersonate any person or entity
- Violate any applicable laws or regulations
3. Spam Policy
Unsolicited bulk email, automated submissions, or other forms of spam are strictly prohibited. We reserve the right to review and remove any content that violates this policy.
4. Third-Party Links and Advertisements
This website may contain links to third-party websites and advertisements. We are not responsible for:
- The content or accuracy of external websites
- The privacy practices of third-party sites
- Products or services offered by advertisers
- Any damages arising from your use of third-party sites
Links do not constitute an endorsement by Helpful Resources for Seniors.
5. Email Marketing and Communications
If you subscribe to our email communications, you consent to receive newsletters and updates. You may unsubscribe at any time using the link provided in each email.
We do not send unsolicited commercial email. To report abuse, contact: abuse@helpfulresourcesforseniors.com
6. Data Collection and Advertising
We work with third-party advertising partners who may collect data about your browsing activity to provide targeted advertisements. This may include:
- Cookies and tracking technologies
- Browser and device information
- Pages visited and content viewed
- Interaction with advertisements
For more information about opting out of targeted advertising, visit www.aboutads.info.
Please review our Privacy Policy for detailed information about data collection and use.
7. Warranty Disclaimer
THIS WEBSITE AND ALL CONTENT ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.
We disclaim all warranties, including but not limited to:
- Merchantability and fitness for a particular purpose
- Accuracy, completeness, or reliability of content
- Uninterrupted or error-free operation
- Freedom from viruses or harmful components
The information on this site is for general informational purposes only and should not be considered professional advice. Always consult qualified professionals for specific guidance.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, HELPFUL RESOURCES FOR SENIORS SHALL NOT BE LIABLE FOR ANY:
- Indirect, incidental, or consequential damages
- Loss of profits, data, or business opportunities
- Personal injury or property damage
- Damages exceeding the amount paid to us under this agreement
9. Indemnification
You agree to indemnify and hold harmless Helpful Resources for Seniors, its affiliates, officers, employees, and agents from any claims, damages, or expenses arising from:
- Your use of this website
- Your violation of these Terms and Conditions
- Your violation of any third-party rights
- Any content you submit or transmit through the site
10. Dispute Resolution and Arbitration
If a dispute arises between you and Helpful Resources for Seniors:
- Negotiation Period: Both parties agree to attempt to resolve the dispute through good-faith negotiation for 30 days.
- Binding Arbitration: If negotiation fails, disputes shall be resolved through binding arbitration in Dubai, United Arab Emirates, under UAE law.
- No Class Actions: All disputes must be brought individually; class action lawsuits are prohibited.
11. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of the United Arab Emirates. The courts of Dubai have exclusive jurisdiction over any disputes.
12. Enforcement
We reserve the right to:
- Terminate or suspend your access for violations
- Block IP addresses or devices
- Remove content that violates these terms
- Take legal action for serious violations
13. Changes to Terms
We may update these Terms and Conditions at any time. Material changes will be communicated through:
- Notice on the website homepage
- Email notification to registered users
- Updated “Last Updated” date at the top of this page
Continued use of the website after changes constitutes acceptance of the new terms.
14. Contact Information
If you have questions about these Terms and Conditions, please contact us:
Email: legal@helpfulresourcesforseniors.com
Abuse Reports: abuse@helpfulresourcesforseniors.com
Mailing Address:
Helpful Resources for Seniors
Dubai, United Arab Emirates
By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.