As we think about retirement, it’s important to remember that many people navigate this stage of life as singles. In 1970, approximately 12% of seniors lived independently, largely because of fewer divorces and lower widowhood rates. By 2020, this percentage had increased substantially, with around 28% of individuals aged 65 and older living alone, equating to about 16 million seniors in the U.S. Due to factors like divorce, never marrying, or losing a spouse, an increasing number of older adults are facing this reality.
As a result, choosing a place to live as a single senior becomes very important for both their health care needs and the cost of living. With just one income, living in a pricey city might not be feasible. Plus, being in a place without easy access to health care can really affect their quality of life and put extra stress on them.
Finding the perfect retirement location involves balancing practical necessities with personal lifestyle preferences. For single seniors grappling with the decision of where to retire, we created a list of the top five retirement destinations tailored for them. We considered factors such as the cost of living, healthcare access, climate, entertainment choices, walkability, community spirit, educational opportunities, and cultural offerings while curating our selection of the best retirement locations. Let’s discover which five cities stand out.

Tucson, Arizona
With retiree-friendly tax policies in Arizona, such as the complete exemption of Social Security income from state taxes and property tax caps for seniors over 65, the cost of living is very manageable. These advantages make it easier for retirees to enjoy Tucson’s lively lifestyle while keeping their finances in check.
The city’s weather is an absolute delight, with a stunning 300 sunny days each year! This warm desert climate is just perfect for all kinds of outdoor adventures, whether you enjoy hiking or golfing. On top of that, the healthcare access here is excellent, thanks to Arizona’s solid reputation for quality medical facilities. Programs like Pima County’s annual benefits enrollment ensure seniors have no trouble finding health insurance and wellness resources to support their needs.
Tucson is a wonderful place that offers a delightful array of entertainment options. You can enjoy vibrant cultural festivals, explore charming art galleries, and indulge in a thriving dining scene that complements an engaging retirement lifestyle. While some areas are more walkable than others, neighborhoods like downtown are perfect for leisurely strolls, making it easy to access a variety of shops and beautiful parks. You’ll find the community to be incredibly welcoming, with Arizona’s friendly tax incentives drawing in a growing population of retirees.
Tucson’s lifelong learning programs and community workshops promote intellectual and artistic activities. Forbes recognized it as one of the top retirement locations. Tucson offers affordability, plenty of sunshine, and a vibrant community, rendering it an excellent option for single seniors in search of an engaging and rewarding retirement.
Sarasota, Florida
Sarasota, Florida, truly shines as a wonderful retirement destination for single seniors, offering a delightful mix of lifestyle, amenities, and community spirit. The cost of living here is quite reasonable compared to other coastal cities, making it possible for retirees to enjoy a relaxed and comfortable lifestyle without stretching their budgets too thin. Also, the access to quality healthcare is outstanding, featuring numerous hospitals and clinics that provide comprehensive services, which really helps ensure peace of mind for all residents.
Sarasota’s weather is absolutely delightful! With its warm and sunny climate all year round, it really invites everyone to enjoy outdoor activities and connect with friends and neighbors. The city offers a wonderful selection of entertainment options, from beautiful beaches and art galleries to theaters and a lively dining scene. For seniors, there are so many engaging cultural events to be part of, like the famous Ringling Museum and local festivals, making for a wonderfully rich cultural experience.
Sarasota’s walkability adds another advantage, especially in charming neighborhoods like downtown, where seniors can effortlessly visit shops, restaurants, and parks. The community radiates warmth and inclusivity, providing various clubs and organizations specifically designed for seniors, which foster social connections and friendships. Additionally, there is a wide variety of classes and workshops available, giving retirees the opportunity to discover new skills and engage in their favorite hobbies. Overall, Sarasota fosters a genuinely enriching atmosphere for single seniors to thrive throughout their retirement!

Asheville, North Carolina
Asheville, North Carolina, is a truly charming retirement destination for single seniors! With a cost of living that’s quite reasonable compared to many urban areas, retirees can enjoy a fulfilling life while making the most of their budgets. Also, Asheville is proud to offer excellent healthcare facilities, making sure seniors have access to all the medical services they need.
Asheville boasts mild weather year-round, showcasing four distinct seasons that create stunning scenery, perfect for those who love the outdoors. The beautiful Blue Ridge Mountains surrounding the city open up a world of hiking, biking, and nature exploration, encouraging an active and vibrant lifestyle. Also, Asheville offers many entertainment options, including a lively arts scene, exciting music festivals, and a culinary landscape that caters to every taste.
The downtown area is an ideal place for an afternoon walk, featuring a diverse selection of parks, shops, and restaurants. Various classes and workshops offer retirees the perfect opportunity to explore new interests and hobbies.

Santa Fe, New Mexico
Santa Fe, New Mexico, is a captivating retirement spot for single seniors. With a moderate cost of living, it appeals to retirees looking for an active lifestyle without overwhelming financial burdens. The city boasts exceptional healthcare services, offering options to ensure seniors can readily obtain the necessary medical care.
Santa Fe’s weather is a key draw. It features mild, sunny days with low humidity, ideal for year-round outdoor activities. The city’s vibrant artistic heritage provides countless entertainment choices, such as art galleries, museums, and music festivals, enabling seniors to enjoy a culturally rich atmosphere.
The community is friendly and inviting, promoting connections between residents and enhancing social interactions. Furthermore, the city offers a variety of classes and workshops in arts and crafts, enabling seniors to acquire new skills and engage in hobbies.
Austin, Texas
Austin, Texas, truly shines as a wonderful retirement destination for single seniors, combining affordability, a vibrant culture, and a warm, inviting community. Although the cost of living has increased in recent years, it’s still quite reasonable compared to other major cities, giving retirees the chance to enjoy a comfortable lifestyle. Plus, the city offers excellent healthcare facilities, making sure seniors have access to quality medical services whenever they need them.
Austin boasts lovely warm weather, featuring mild winters and an abundance of sunshine, perfect for enjoying outdoor activities throughout the year. This vibrant city is famous for its eclectic entertainment options, from live music and local festivals to a delicious culinary scene that suits all kinds of palates. The lively atmosphere here is welcoming and inclusive, fostering meaningful connections among its residents.eally invites social interaction and nurtures community engagement.
The community here is warm and inclusive, nurturing meaningful connections among residents. Plus, there are so many engaging classes and workshops available, giving retirees a fantastic opportunity to dive into new interests and hobbies, ranging from the arts to technology. All in all, Austin’s lively mix of culture, community, and accessibility creates an ideal environment for single seniors to flourish during their retirement years.
Choosing the ideal retirement destination is vital for single seniors aiming to improve their quality of life. Each of the five featured cities—Tucson, Sarasota, Asheville, Santa Fe, and Austin—has distinct benefits that address the needs and desires of retirees. With affordable living, excellent healthcare, vibrant cultural experiences, and friendly communities, these areas offer the perfect setting for a satisfying and enjoyable retirement. By evaluating aspects like lifestyle, climate, and social opportunities, single seniors can discover an ideal place to flourish, make new connections, and savor the delights of their later years.
No matter where you decide to retire, there’s a wonderful book to assist you in planning your next adventure right in your own state. Embrace your golden years and discover new adventures every single day!
If you’re looking for more helpful advice about your retirement, you can read the following: New Tax Breaks for Retirees, Explained.