13. Create an Emergency Password Plan
Emergencies happen. It’s smart to have a secure backup system.
Options include:
- Storing passwords in a password manager with emergency access settings
- Keeping sealed credentials in a safe deposit box
- Using encrypted digital storage
Avoid leaving plain-text password lists in obvious places.
14. Check for Data Breaches
If a company you use announces a breach:
- Change your password immediately
- Update any similar passwords
- Monitor accounts closely
- Consider enrolling in credit monitoring services
Quick action can prevent financial damage.
15. Slow Down Before Clicking
The number one protection strategy is simple:
Pause.
Scammers rely on urgency and fear. If something feels rushed or alarming, take a moment before acting.
Strong passwords help — but smart behavior is your best defense.
