
3. Make Passwords Long, Not Just Complicated
You may have heard that passwords need symbols, numbers, and capital letters. While that helps, length matters even more.
A short password like:
Summer22!
is weaker than a long passphrase like:
BlueSkyCoffeeMorningWalk!
Hack:
Use a memorable sentence or phrase and add slight variations for different accounts.
Longer passwords are harder for hackers to crack using automated software.
4. Turn On Two-Factor Authentication (2FA)
Two-factor authentication adds a second layer of security. Even if someone guesses your password, they still can’t access your account without a verification code sent to your phone or email.
Enable 2FA for:
- Online banking security accounts
- Email accounts
- Retirement investment platforms
- Social media
This is one of the most effective fraud prevention tools available today.

















