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10 Grocery Chains Offering the Best Loyalty Perks in 2026

August 11, 2026 · Finance
Close-up of a senior woman’s hands accepting a box of delivered groceries at her clean front doorstep in bright morning light.
A delivery driver hands a cardboard box to a customer, highlighting convenient doorstep delivery perks.

1. Kroger (and Banner Stores): Unmatched Fuel Points and Delivery Discounts

Kroger operates hundreds of stores under various banners across the country, including Ralphs, Smith’s, King Soopers, Fry’s, and Fred Meyer. The standard Kroger Plus Card remains completely free and earns you 1 fuel point for every $1 spent. Accumulating 100 points knocks 10 cents off per gallon at Kroger fuel centers and participating Shell stations.

For older adults who prefer doorstep delivery, Kroger offers its paid Boost membership in two distinct options:

  • Boost Essential ($69/year or $8.99/month): Includes free next-day grocery delivery on orders of $35 or more, plus 2x fuel points on eligible purchases.
  • Boost Premium ($99/year or $12.99/month): Provides free same-day delivery in as little as two hours on orders over $35, double fuel points, and an included streaming subscription (choice of Disney+, Hulu, or ESPN+ with ads).

Kroger also supports seniors on qualified public assistance through its Verified Savings Program. Recipients of SNAP, WIC, or Medicaid receive a 50% discount on Boost memberships—reducing Essential to $34.50/year and Premium to $49.50/year—alongside an extra 20% discount on fresh fruits and vegetables.

If you shop at Kroger’s Fred Meyer banner, take advantage of Senior Discount Day. Shoppers aged 55 and older receive 10% off select items on the first Tuesday of every month. This discount applies to Kroger and Simple Truth private-brand groceries, apparel, and home goods.

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